4 investment options other than buying stocks & shares

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And if you don’t invest a lot of money, you may not make a large enough return on it. Or you could lose it all if shares fall or the stock market crashes. Thankfully, there are plenty of other investment options you can look into, some of which are listed below.

Spread Betting

If you aren’t comfortable with the idea of trading stocks and shares and earning or losing money based on their individual performances, you can instead invest in spread betting. With this type of investment, you’re betting on entire markets, commodities, such as the gold market, foreign exchanges, and more. And the great thing is that you can earn money when a market is doing well, or you could practice shorting and make money even when a market is on a downturn. Check out broker reviews to start networking with professional brokers whom you can hire to help you make the smartest spread bets.

Gold and Silver

Speaking of the gold market, you can invest in gold directly if you wish to avoid buying stocks and shares. And if you don’t like gold, you can also invest in silver. The reason why so many people want to invest in these is because the price of precious metals has risen over the last few years. Just keep in mind that gold is considered a risky way to invest your money because it fluctuates just like stocks do, and sometimes its price can fluctuate even more than traditional stocks.

Bonds

Bonds are debt instruments that are basically loans that you’re providing to the government or to an institution. In exchange for giving them your money, you’ll get the money back, along with interest. The bond will pay interest until it expires, so you can choose a bond based upon the amount of time that it will take to mature.

Certificate of Deposit

A certificate of deposit, or a CD, is a much safer way to invest your money if you want to stay away from trading stocks on the volatile market. However, because there’s so little risk involved, you should expect that the interest rate that you’ll receive will also be quite low. Plus, you’ll need to put your money into the account for an extended period of time, whether months or years, and if you take the money out early, you’ll need to pay a penalty and you’ll miss out on all of the interest that you otherwise would’ve earned if you let it sit.

As you can see, you have a few different options when it comes to investing your money in a smart way that will deliver great results. Choose the investment option that’s right for you based upon your needs and your ability to take risks with your money.