Top shopping tips that everyone should know

The Bank of England faces growing pressure to raise interest rates after inflation jumped to its highest level in nearly ten years in October.

No matter which type of shopper you are, you should always remember to keep in mind the important benefits of going to a mall or store and shopping tips.

If you plan ahead and choose wisely, you can save yourself time and money.

Here are some tips that may help:

1. Go to stores that fit your style.

Some people think that since they already know what they might need, then it doesn’t really matter where they buy it. But did you realize that most retailers only carry certain types of products? For example, if you like fancy clothes, you won’t find any bargains when you visit a discount department store. Visit

On the other hand, you’ll find plenty of trendy outfits at boutique clothing shops and department stores. Therefore, if you’re looking for inexpensive clothing that has a great look, you should try going to a high street fashion store instead of visiting a huge warehouse-type outlet.

2. Make your list before you leave home.

Before you head off to your favorite store, write down everything you need as specifically as possible. Don’t ask yourself, “Do I need anything today?” Instead, answer more precisely such as: do I need a new pair of shoes? What size? Do I want to get something casual or formal? Is my color green or blue?

Once you know exactly what you’re looking to buy, you won’t waste precious minutes trying to decide whether you actually want the item or not.

3. Be specific.

You don’t need to tell a salesclerk all the specifics about the item you are interested in. Think about it this way: if you’re willing to pay a lot of money for a certain piece of furniture, wouldn’t you want the exact same thing from your local store? The salesperson knows exactly what kind of wood you want, whether you want leather or fabric seats, and so forth. She also knows how far along the production line your furniture will arrive, based on the order you placed.

4. Consider brands.

It sounds obvious but often times, people think that they can’t afford higher quality items because they feel that the price tag says otherwise. But the truth is that every brand offers its own distinct set of advantages when it comes to durability, quality, and longevity.

For example, consider a high-end luxury car vs. a used vehicle that costs a few thousand dollars less. Although both vehicles are made of tough steel and equipped with excellent safety features, the old car probably won’t offer the same sleek appearance as the luxury sedan.

5. Take advantage of free samples.

Most big box stores offer free samples. Even though these gifts aren’t necessarily meant to sell, it helps to get ideas about different designs, sizes, and colors. If nothing else, you gain insight into a potential purchase.

6. Look for sales.

Many retailers offer discounts on items that are almost expired. For example, if you notice that a fashionable dress is selling at 50% off, then you could potentially score a deal. Visit

7. Avoid impulse buys.

It happens whenever you least expect it. Sometimes after staring at a gorgeous dress or pair of pants, you start thinking that you deserve it after all. But resist the urge and wait a little longer until you have a clearer picture of what kinds of deals you have available. By waiting, you will avoid getting caught in the trap of taking the first product that catches your eye.

8. Bring cash.

Just because you bought things at a low cost online is no guarantee that someone else isn’t cheating you out of thousands of dollars. Online merchants often employ a practice known as “bait & switch.” They offer items at bargain basement prices and promise that once payment has been processed, they will deliver cheaper versions at reduced prices. Unfortunately, customers never receive the lower priced version as promised.

9. Keep track of your receipts.

Remember that your receipt gives you proof of your purchase. So, if you spot a mistake while signing away your credit card details, take a screen shot of the receipt right away. And do keep track of your purchases. If you run out of space on your smartphone, download third party apps that allow you to create folders or even synch your data between devices.

10. Use websites that offer multiple shipping options.

Some merchants offer two-day or overnight shipping at relatively low prices. Others offer free shipping regardless of how large the package is. The more options they give you to select from, the easier it becomes to finalize your purchase. Also don’t forget that if you want to shop from other countries you can use Ship7 kind of sites to get your product to your home address.

11. Stick to your budgets.

Whether you’re a novice or experienced shopper, it’s always better to stay within your limits. Spending habits vary widely among individuals. For some, it’s as simple as setting aside a few extra dollars each week to cover unexpected expenses. However for others, it takes discipline to budget carefully. Regardless of what works best for you, make sure you stick to your budget. Otherwise, when you return house empty-handed, you’ll begin to question your sense of self-worth.

12. Learn to say no.

One of the biggest reasons why people end up wasting money in the long term is due to impulsive purchases. We become so excited about finding that perfect gift for our loved ones that we end up paying hundreds of dollars more than necessary. To avoid this scenario, learn to say no. Stop yourself in the middle of the aisle of a high-street store, put down your bag, and ask yourselves, “Is this item worth giving up my hard earned dollars?” If it doesn’t meet your expectations, then say no.

13. Shop smart.

Unless you live under a rock, you must have heard about Amazon Prime and Netflix. These services offer amazing perks to subscribers. For example, Amazon Prime members get unlimited access to music downloads and a streaming service called Twitch TV.

As a result, they can enjoy instant video on demand, watch movies, play games, listen to audiobooks, shop, and much more. And yes, Prime members can even stream HD videos instantly. Meanwhile, Netflix lets users download as many as 500 hours of content for a monthly subscription fee of $9.99 per month.