How to save money without making extreme sacrifices


Some professionals take the practice of saving money to extreme levels. Indeed, while it’s a smart idea to try and eliminate debt and to save up extra capital you earn, you shouldn’t have to live in squalor to do so.

Remember, money is very important, but it’s not the only factor that should influence your decision-making process. If you want to budget more effectively –– but you’re not prepared to reshape your life to do so –– then this blog is for you. Here are a few simple ways you can save money without making drastic changes:

Rent, Don’t Buy

One of the best ways to trim your budget is to look for ways you can rent services or products instead of purchasing them outright. An obvious example is going to the library instead of the bookstore. If you really enjoy reading, you could save hundreds of dollars every year by renting out books from your local library instead of purchasing them. Similarly, consider borrowing tools or parts that you only need to use once. This way, you can access products you want/need and only pay for a fraction of their total cost.

Look for Cheaper Alternatives

Say you need a new pair of shoes. Rather than shelling out for an expensive brand name pair, seek out a cheaper alternative. Function is more important than flair when it comes to creating a budget you can comfortably live with. Remember, there’s a time for champagne and there’s a time for tap water. Don’t confuse the two.

Take Preventative Measures

Few problems get better with time. Indeed, trying to paper over a few cracks in your basement isn’t going to improve the quality of your foundation. Similarly, using bunion splints isn’t going to help heal a painful bunion. Rather than trying to get by with the cheapest available solutions to the problems you face, it almost always makes more sense from a financial standpoint to fully address a potential issue as early as possible. Doing so could save you thousands of dollars in the long run.


It’s easy to see why many people don’t like negotiating. After all, heated discussions can be quite awkward and contentious. Yet, negotiating the price of a car, the terms of a loan, and the schedule of a payment plan can save you lots of money. Note, you don’t have to be mean or rude to negotiate successfully; just do your homework beforehand and conduct  yourself in a polite but firm fashion. Trust us, your future self will thank you!